wayne citron

Established the Citron Agency and CMC Advisors Inc. in 1972. Duties include executive and managerial responsibilities, sales, and service, compliance with all insurance matters as well as securities laws and regulations. Both firms are leaders in life, health, disability property & casualty insurance. Expert in forensic reconstruction of insurance transactions, specializing in policy interpretation of the rules, laws & regulations governing insurance and financial matters. Licensed in 1972 as a life, health & property & casualty insurance agent, broker, and consultant. These licenses have been issued by examination and complemented by continuing education in the fields of life, health, disability, variable annuities, property and casualty insurance & mutual funds. Executive Director of Insurance for the Civil Service Retired Employees Association of the City of New York (CSREA) from 1985-2002. This position involved sales, service & compliance issues for retired city workers on insurance and financial matters. Contributed insurance and financial articles for publication in the retiree newspaper and is presently the only consultant to the Civil Service Retired Employees Association of the City of New York. President and founder of GM Premium Finance Company specializing in insurance premium financing (1982-1985). instructor for Prudential Insurance Company Brooklyn Agency (1973) educating personnel in life insurance, health insurance, disability insurance, property and casualty insurance, insurance underwriting & insurance law. Designed and implemented Workers' Compensation Insurance for the New York City Yellow Medallion Taxi Cabs administered by the New York City Taxi and Limousine Commission that is still in use today. Improved implementation & the calculations & formulas used for increased life insurance coverage under the minimum deposit and “piggyback” rules. The policies implemented benefited the insured, the companies & the agent.